Debt Reduction / Debt Relief

Debt Reduction / Debt Invalidation

Last year there were over
1.3 million bankruptcies,
the majority caused by...
unmanageable credit card debt

There are two ( 2 ) programs that we recommend that will accomodate the reduction and/or invalidation of:

Credit Card Debt, Auto Loans, Mortgages,
Student Loans, Store Credit Cards

Nearly 50% of families in the U.S. spend more than they earn
Over 90% of families in the U.S. use their extra income on paying debts
Of the near-50% divorce rate in the U.S., most couples say financial problems was a contributing factor

... We can help you start over with a clean slate,
with no debts or greatly reduced debts; and you end up with a better credit report without negative postings.

We are not providing:

Debt consolidation, credit counseling,
or debt negotiation
These methods will end up costing you more in the long run. The programs we recommend actually invalidate the debt forever OR make it so that you can pay off your debts in a shorter period of time, without having to pay anything extra per month.

It's not your fault. The banking system is designed
to make us debtors forever.

One program pays off your debts in 1/3 or 1/2 the time and uses a financial software that analyses all your debt to create awesome results in eliminating it by allowing you to pay off the principle much faster without paying more every month. You won't find a company with greater ability to save you money and reduce the time you spend being in debt.
This is a rapid pay-off program - not a consolidation loan program - that saves people thousands (if not hundreds of thousands) of dollars and avoids the confrontations and hassles that many debt invalidation programs bring. Since we are FDIC Insured there is no risk that many times is associated with other programs. This is a very impersonal process with the bank. The bills get paid every month, and we are able to identify more interest in the form of "margin" that we can apply to your principal. Your payments do not increase, but more interest money goes toward principal pay-down.
Besides paying off your interest bearing debts (mortgages, credit cards, car loans, installment contracts, student loans, and even commercial loans, etc.) within 8-12 years or less, Accurate Credit and partners may also be able to provide you extra cash from what the plan saves you monthly if you need it to make ends meet.
The first thing we do is to apply industry knowledge. With many years in the financial services industry, our group and it’s alliance partners have developed a very keen understanding of how Mortgage Companies, Banks, Credit Card Companies, Financial Services Companies, Appraisers, Credit reporting agencies and many other related financial services companies work.
No out of pocket cost for financial profile examination
No change in the amount of your monthly payments
Time in debt typically reduced by 50-65%. i.e. 8-12 year payoff of all your debt including mortgage.
In 80% of cases, no out-of-pocket application cost
Not a counseling or negotiation service that ruins your credit.
Program actually increases your credit rating.
We do not sell any insurance or other financial instruments.
Insured by the FDIC.
Typical Mortgage and Credit card debts combined

Before
After
Savings
Monthly Payment
$2400.00
$2400.00

Interest To Be Paid
$270,848
$100,107
$170,741
Time In Debt
30y 0m
10y 9m
19y 1m
Potential Savings
$0
$932,808
$932,808

“I am a CPA. This process goes far beyond the numbers. The staff at EMF & MoneyPark and their partners understand the world of debt, finance and interest at a level that is quite impressive. I have been recommending them too many of my clients.”
Brian, Bend, WA
The Program also has an application for new mortgage seekers - you don't need a downpayment, nor pay all the closing costs or escrow fees - the total cost is $7500 to you. You will get a loan and get into the property, after processing, in a very short time, and with our program your mortgage and other debts will be paid off in 7 or 8 years - not 30.
75% of Americans are Three (3) paychecks away from bankruptcy
Of those considering bankruptcy
1.5 million will file
1.5 million will get counseling
37 million will try to negotiate with the creditors

The other program totally invalidates the debt - you cease making any payments immediately.

It can only handle unsecured debt - credit cards, student loans, store credit cards, personal loans... no secured loans such as a mortgage or auto loan.
The process used will remove negatives from your Credit Reports and restore your good credit rating, plus invalidate your unsecured debt. It works because it is coordinated with federal agencies that are there to insure that lenders and debt collectors follow the Fair Debt Collection Practices Act, the Fair Credit Reporting Act and the Truth in Lending Act.
Most creditors and debt collectors are Out of Compliance with numerous Federal laws which is why the process works so successfully.

We can help you

For more information, at no cost to you, please fill out the lines below.
(These programs are effective in USA only.)

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