The first thing we do is to apply industry knowledge. With many years in the financial services industry, our group and it’s alliance partners have developed a very keen understanding of how Mortgage Companies, Banks, Credit Card Companies, Financial Services Companies, Appraisers, Credit reporting agencies and many other related financial services companies work. Unfortunately (for us) banks do engage in "smoke and mirrors" in their practices. If you read the information in our ACR Ebook, we go into a lot of detail on the banking industry, and how they profit without putting themselves at risk.
You will not be engaging yourself in any risky debt schemes.
When we tell you about the clever ways of the bank, we never have to confront the bank in any way. We are just able to "flank" their system a little bit. The payment is made every month as usual, and no sirens or buzzers go off. The difference is we are able to cause more of the payment to go against principal instead of interest. This is truly Mortgage Reduction at its best.There are a number of ways that we can find techniques where we will save you money. There is a certain type of distraction that is used regularly in the financial services industry. For example, they will advertise that they will give you a 6% loan if you refinance your house with them. You go for it and congratulate yourself for being on the ball. You think you are saving yourself some money. But here is the distraction. And, actually most people are aware of this, but they don't question it. Your very first mortgage payment which is, let's say $1500, with a 30 year loan, will be approximately divided out this way....$120 will go toward principal, and the rest, $1380 will go to interest. So where is the 6% interest. That is 92% interest, folks!! It takes about 21 years before your monthly payment of $1500 is divided equally where $750 will go to principal, and $750 to interest. The banks have us "buffaloed". You do not have a 6% loan.
We just happen to know the tricks they use and turn them into an awesome reality that’s in favor of our clients. We simply turn the distraction into the reason we can make it happen by identifying what we call "margin". What a great advantage! And it's all legal.
We will save you, on average at least 50 to 60% of the cost of your mortgage.
